Lakeside Mortgage Professionals
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First-Time Home Buyers
More home loan options and opportunities are available for new homeowners than ever before. These loans range from zero down payment options to flexible qualifying programs that allow less-than-perfect credit, even programs that accommodate recent grads without an extensive job history. The truth is, a wide variety of mortgage options and programs are available specifically for first-time homebuyers.
Refinancing Your Mortgage
The term “refinance” refers to the process of securing a new loan to pay off an existing lender. You may be considering a refinance to change your current loan program or enhance your financial position. Just as with a home purchase, you and your home must both qualify for the new loan, and your ability to refinance may depend on the amount of equity in your home.
Loan Programs Offered by Wallick & Volk






